Mobile Money API Documentation
MoneyUnify
Receive Payments from Mobile Money - Online
Integrate
MoneyUnify APIfor instant mobile money collections in Zambia. Seamlessly receive payments from Airtel, MTN, and Zamtel, and settle funds instantly into your bank or mobile money account. Ideal fore-Commerce platforms,businesses, andindividualsoperating in Zambia..
Setup
Create an account on MoneyUnify and obtain your MoneyUnify ID (muid) from the dashboard.
No need for bulk KYC. 🚫📝
Customer support is available via - 📞 WhatsApp 🤙🏾
install Settlements and withdraws through the API to all mobile networks 🌍
Collect Money from All 3 networks;
MTN,Airtel, andZamtelinstantly. 🚀
Collection (Remission) Charges/Fees
| Amount (amount customer pays you) | Charges/ Transaction Feesarges |
|---|---|
| 1~infinity | - 2.5% (Mobile Network Operator (MNOs) Charges) - You'll receive (amount - 2.5%) as your collected total |
Settlements Charges/Fees
| Settlement Account balance | What you'll receive | Charges/ Transaction Fees |
|---|---|---|
| balance [20 ZMW ~ 1,000 ZMW ] | balance - 12 | 12 ZMW |
| balance [1,001 ZMW ~ 50,000 ZMW ] | balance - 20 | 20 ZMW |
| balance [50,001 ~ 100,000 ZMW ] | balance - 30 | 30 ZMW |
Please
NOTE- Transactions may delay to be approved and return mayPendingorotp-pending. In such cases, you'll need to always keep your transaction response reference key/number and use the payment verification endpoint to verify the status before moving your customers to the next steps of the purchase journey.